GET FINANCIALLY READY – Take stock of your finances, set aside funds for a down payment, and secure pre-approval for a mortgage to define your purchasing power.
PARTNER WITH A REAL ESTATE EXPERT – Connect with a seasoned local real estate agent who grasps your unique requirements and the nuances of the area’s property landscape. We’re here to guide you every step of the way.
EMBARK ON YOUR HOME QUEST – Pinpoint your must-haves—whether it’s location, size, or amenities—and kickstart your search for properties that align with your vision.
CRAFT YOUR BID – Once you’ve unearthed the perfect match, collaborate with your real estate agent to craft a compelling offer that stands out in the market.
INSPECTING YOUR INVESTMENT – Ensure peace of mind by enlisting a professional home inspector to meticulously evaluate the property and facilitate negotiations for any necessary repairs.
NAVIGATE THE FINAL HURDLES – Navigate through the last leg of your mortgage process, finalizing your application and arranging for a property appraisal to confirm its value.
PREPARE FOR THE BIG DAY – Thoroughly review all pertinent documents—from your mortgage agreement to the property deed—while prepping for the closing costs that lie ahead.
SEAL THE DEAL & MOVE IN – Seal the deal by signing the final paperwork, completing essential payments, and finally, stepping into your new abode with the keys securely in hand.

CLOSING COSTS TO EXPECT:

LENDER CHARGES – These encompass fees for various loan-related processes, including processing, underwriting, and establishing an escrow account.
EXTERNAL EXPENSES – This category covers fees associated with third-party services, such as insurance, title searches, and inspections like termite assessments.
OFFICIAL LEVIES – These fees pertain to governmental charges such as deed recording fees and state and local mortgage taxes.
ESCROW AND INTEREST EXPENSES – Encompassing homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance, these fees contribute to managing and securing your property investment.